Business Checking Accounts
Small Business Checking
$100 minimum opening balance
No minimum balance requirement
No monthly service charge
100 total debit, credit, and deposited items per month, $.10 per item over 100
Free online banking/view and transfer only
Interest paid to eligible entities*
Expanded Business Checking
$100 minimum opening balance
Minimum daily balance of $2500, otherwise $10 per month
300 total debit, credit, and deposited items per month, $.10 per item over 300
Free online banking/view and transfer only
Interest paid to eligible entities*
Analysis Business Checking
$100 minimum opening balance
$12 monthly fee plus analysis activity charges
Earnings credit available at a competitive rate to offset charges
Free online banking/view and transfer only
Companion Services to Business Checking**
Merchant Services
ACH/Payroll Services
Online Bill Pay Services
Cash Management Services
*Interest paid to eligible entities: sole proprietors, non-profits etc.
See a Customer Service Representative for a current rate schedule.
**See a Customer Service Representative for details.
Business Savings Accounts
Business Savings
$100 minimum opening balance
$200 minimum daily balance, otherwise $3 monthly fee
Up to 6 teller withdrawals, ATM or other electronic transactions per month, additional withdrawals $1 each
Earn interest on all balances***
Business Money Market
$100 minimum opening balance
Minimum daily balance of $1000 or average monthly balance of $2500,
otherwise $10 monthly fee
Unlimited teller withdrawals
Pre-authorized transfers and checks limited to 6 per month, additional items $5 each
First order of checks free
Earn interest on all balances***
Business Certificates of Deposit
$500.00 minimum opening balance
Competitive Interest Rates***
Interest calculated daily and credited to account according to CD terms
(see Customer Service Representatives for details)
A penalty is imposed for early withdrawals
***See a customer service representative for current rate schedule.
Cash Management Services:
Oregon Pacific Bank’s Cash Management Services provide your company with practical solutions for managing your business’ cash flow needs. Access and manage your accounts on-line from any computer 24-hours a day, with the ultimate in security, ease, and convenience.
- View current activity and account history
- View and print check images
- Initiate stop payments
- Make loan payments and obtain loan balance information
- Pay bills online
- Export financial information to Microsoft Money, Quicken and QuickBooks
- Perform funds transfers
- Process direct deposit payroll and ACH originations
Contact your Oregon Pacific Bank Relationship Manager
or a branch near you for more information.
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