Oregon Pacific Bank

Oregon Pacific Bank is a community bank that partners with business and consumer
customers to meet their financial services needs.

Oregon Pacific Bank is committed to provide outstanding and relevant service
through meaningful personal relationships with its customers. Headquartered
in Florence, Oregon, with branches in Roseburg, Coos Bay and Florence,
Oregon Pacific Bank offers a wide array of financial services including traditional
banking, business, real estate and consumer lending, trust and asset management
and brokerage services.

Oregon Pacific Bank was established in 1979 as a State Chartered Bank and is a
member of the Federal Reserve System. Oregon Pacific Bancorp is the holding
company for Oregon Pacific Bank, and is a publicly held institution traded OTC under
the symbol of ORPB.

Oregon Pacific Bank will maximize our shareholders’ return within acceptable levels
of risk to our investors’ capital. This will be accomplished by providing a full array of
relationship-oriented financial products and services at prices that will create value for
our clients. These will be delivered in an ethical manner unsurpassed by any other
provider in our market area.

To ensure success we will continue to develop and maintain a well-trained and highly
motivated staff that is supported with the tools necessary to carry out their assignments.

We recognize that the economic health of our market area is vital to our future. We will
invest both time and money necessary to help support the viability of the communities
that we serve.

We at Oregon Pacific Bank guarantee our service to you. If you bring a mistake to our attention, we not only will correct the mistake, we will pay you ten ($10.00) dollars.
This guarantee covers all services we provide, including but not limited to, checking, savings, and loans.

• We strive for quality and accuracy, yet a few mistakes will happen, but not at your expense.

• Your complete satisfaction is our goal, and we work hard to earn your confidence.